Royal London

Founded in 1861 as a Friendly Society, Royal London became a mutual in 1908 and remains customer-owned, with no shareholders. Its mutual structure supports a long-term focus on customers rather than shareholder distributions, while eligible customers can benefit from initiatives such as ProfitShare.

Royal London provides protection, pensions, long-term savings and retirement solutions in the UK and Ireland, alongside asset management services for clients worldwide. Its products are distributed through intermediaries such as independent financial advisers as well as through direct channels.

The firm is especially strong in UK pensions and protection, with a substantial asset-management business. For a business student, relevant early-career routes include finance, risk, audit, actuarial, asset management, change, technology and data, with both internships and graduate programmes available.