Premium Credit Limited

Premium Credit Limited was incorporated in 1986 and traded under its current name from 1988, when its predecessor Beamship Limited changed name. The company is headquartered in Leatherhead and operates across the UK and Ireland.

It provides funded and non-funded instalment solutions for insurance premiums and other annually charged services. Its distribution model is intermediary-led, working with insurers, brokers and other partners while serving individuals, SMEs and corporates.

Premium Credit is particularly strong in insurance premium finance, supported by an integrated technology platform and a large partner network. It also lends for specialist uses such as tax liabilities and independent-school fees, giving interns exposure to regulated lending, pricing, credit risk, partnerships and customer operations.