Lendable

Founded in 2014, Lendable was created to make consumer credit faster, more transparent and easier to access. Its platform uses proprietary technology, AI and open-banking data to assess applicants beyond conventional credit-score models. Lendable Ltd is an FCA-authorised, non-deposit-taking consumer-credit business.

The company offers personal loans, credit cards and car finance through brands including Lendable, Zable and Autolend. It serves customers in the UK, US and Mexico, with operations across London, Kent and New York.

Lendable is especially strong in automated credit decisioning, digital customer journeys and data-led underwriting. Its careers site says the business became profitable within three years of launch and is the UK's leading issuer of personal loans, while current roles span credit risk, analytics, AI, product, finance and operations.