Hiscox

Hiscox traces its roots to 1901, when it began as a Lloyd’s underwriter. Today, Hiscox Ltd is headquartered in Bermuda and listed on the London Stock Exchange; the group has over 3,000 staff across 13 countries and 31 offices.

The business combines retail insurance in the UK, Europe and the US with Lloyd’s London Market underwriting and Hiscox Re. Its products cover small-business and professional risks, media, property, cyber, executive risk, private clients, fine art, marine, specialty risks and property reinsurance.

Hiscox is especially strong in specialist and complex risks that require sector expertise rather than standardised pricing. Its 2025 results show $4.979 billion of insurance contract written premium and an 87.8% undiscounted combined ratio, while its UK business serves over 300,000 SMEs, professionals and consultants.