Experian plc

Experian was formed in 1996 through the combination of the UK and US credit-reporting businesses owned by GUS, and became an independent listed company in 2006. It has since expanded from traditional credit-bureau services into a broader data, analytics, software and consumer-services platform.

The company supplies businesses with data and decisioning tools used to assess credit risk, prevent fraud, meet regulatory requirements and engage customers. Its clients span financial services, healthcare, retail, automotive, insurance, telecommunications and government, while its consumer products include credit reports, scores, monitoring, identity protection and financial marketplaces.

Experian is especially strong where proprietary data, analytics and workflow software meet high-volume decisions. Its largest businesses are in North America and financial services, but the group also has meaningful operations in Latin America, the UK and Ireland, and EMEA and Asia Pacific.